Exactly the same way that you can trust anything else is real – research it, check the details, and make sure you understand it. Advice and recommendations from people you trust are great, but what’s even better is knowledge and understanding, then you don’t need to “trust” anything or anyone in order to make good decisions.
We have lots of articles and links on how to check various different aspects of this life insurance policy, including checking the product details with the issuing financial institution and checking the financial institution with government regulators, please take your time to thoroughly read and understand how to check these things – you will then have the knowledge and understanding of how to check any other financial products (or even non-financial ones) which you may come across in future. Learn how to check and understand things for yourself, don’t just rely on trusting people!